Results-Driven Mortgage Broker in Paris
Serving Paris individuals and businesses with integrity since 2021. Schedule your consultation today.
Comment nous vous aidons
Des services professionnels de mortgage broker conçus pour des résultats concrets.
First-Time Homebuyer Loans
First-Time Homebuyer Loans
Guiding first-time buyers through mortgage options including FHA, conventional, and USDA loans with step-by-step education from pre-approval to closing.
- Down payment as low as 3-3.5%
- First-time buyer grant and assistance programs
- Pre-approval letters for competitive offers
Conventional & Jumbo Mortgages
Conventional & Jumbo Mortgages
Securing competitive rates on conventional conforming loans and jumbo mortgages for properties exceeding conforming loan limits in your area.
- Rate shopping across 50+ lender partners
- Jumbo loans for luxury and high-value properties
- Points buydown analysis and strategy
FHA & VA Loans
FHA & VA Loans
Specializing in government-backed mortgages that offer flexible qualifying standards, lower down payments, and competitive rates for eligible borrowers.
- FHA loans with 3.5% down
- VA loans with zero down for veterans
- Streamline refinance options
Refinance & Rate Reduction
Refinance & Rate Reduction
Analyzing your current mortgage to determine if refinancing could lower your rate, reduce your payment, shorten your term, or eliminate PMI.
- Rate-and-term refinance analysis
- Cash-out refinance for home equity access
- Break-even timeline calculations
Investment Property Financing
Investment Property Financing
Structuring mortgage financing for rental properties, multi-unit buildings, and real estate investment portfolios with competitive investor rates.
- Rental income qualification methods
- DSCR and portfolio loan options
- Multi-property financing strategy
Self-Employed Mortgage Solutions
Self-Employed Mortgage Solutions
Helping self-employed borrowers and business owners qualify using bank statement programs, asset-based lending, and non-QM mortgage products.
- Bank statement loan programs (12-24 months)
- Asset depletion qualification
- Profit & loss statement programs
Comment ça fonctionne
Un processus simple et transparent du début à la fin.
Rendez-vous découverte
Nous prenons connaissance de votre situation financière, de vos objectifs et de vos préoccupations lors d'un entretien confidentiel et sans pression.
Plan personnalisé
Nos conseillers élaborent une stratégie financière complète adaptée à votre situation et vos objectifs.
Mise en œuvre
Nous mettons votre plan en action en sélectionnant les produits et stratégies adaptés pour optimiser votre avenir financier.
Suivi régulier
Des points réguliers garantissent que votre plan reste sur la bonne voie et s'adapte aux évolutions de votre vie et du marché.
À propos de Paris Mortgage Broker
At Paris Mortgage Broker, we've been proudly serving Paris since 2021. Founded by Jessica White, our team is dedicated to providing exceptional mortgage broker services. We believe in honest work, fair pricing, and building lasting relationships with our customers.
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Our Track Record
Results that speak for themselves.
Études de cas
Des résultats réels pour des clients réels.
Solution complète en Mortgage Broker
Une approche sur mesure qui a dépassé les attentes et obtenu des résultats mesurables pour le client.
Partenariat stratégique réussi
Un partenariat à long terme axé sur l'amélioration continue et la croissance de l'entreprise.
Défi complexe résolu
Une situation complexe gérée avec expertise et attention, garantissant le meilleur résultat possible.
Resources & Guides
Free resources to help you make informed decisions.
Retirement Planning Guide
Essential steps to secure your financial future and plan for retirement.
Read More →
Tax Optimization Strategies
Smart strategies to minimize your tax burden and maximize savings.
Read More →
Investment Basics
A beginner-friendly guide to understanding different investment options.
Read More →Derniers articles
Conseils d'experts, astuces et actualités de notre équipe mortgage broker.
First-Time BuyersFirst-Time Homebuyer? Your Complete Mortgage Guide
From pre-approval to closing day, everything you need to know about getting your first mortgage.
Lire la suite →
Mortgage TypesFixed vs. Adjustable Rate Mortgage: Which Saves You More?
The right choice depends on how long you plan to stay and your comfort with rate changes. Here's how to decide.
Lire la suite →RefinancingWhen Does Refinancing Your Mortgage Actually Make Sense?
Not every rate drop means you should refinance. Here's how to calculate your break-even point.
Lire la suite →
Self-EmployedGetting a Mortgage When You're Self-Employed
Tax write-offs that save you money can also make qualifying harder. Here are programs designed for business owners.
Lire la suite →How Your Credit Score Affects Your Mortgage Rate
A 40-point difference in your score can cost or save you tens of thousands over the life of your loan.
Lire la suite →Problèmes que nous résolvons
Les défis courants de nos clients — et comment nous les aidons.
Shopping for a mortgage and overwhelmed by the options?
With hundreds of lenders, loan types, and rate structures, finding the best mortgage is complicated. A broker compares options across 50+ lenders to find your optimal deal.
Self-employed and told you don't qualify for a mortgage?
Traditional lenders struggle with tax returns that show write-offs. Specialized programs for self-employed borrowers use bank statements or asset documentation to qualify you at realistic income levels.
Think you need 20% down to buy a home?
Many programs require as little as 3% down for conventional loans or 0% for VA loans. Down payment assistance programs can help cover even that amount in many areas.
Paying a high interest rate and wondering if refinancing makes sense?
A refinance analysis compares your current costs to new options, factoring in closing costs and break-even timelines. Even a 0.5% rate reduction can save hundreds monthly.
Credit score not where you need it to be for the best rates?
A rapid rescore strategy can sometimes boost your credit score 20-50 points within days before your loan locks. Small changes to balances and accounts can make a big difference.
Questions fréquentes
Vous avez des questions ? Nous avons les réponses.
What's the difference between a mortgage broker and a bank?
A bank offers only its own mortgage products. A mortgage broker shops your loan across dozens of lenders to find the best rate and terms for your situation. Brokers often find better deals because of wholesale pricing and wider selection.
How much do I need for a down payment?
Minimum down payments vary by loan type: Conventional (3-5%), FHA (3.5%), VA (0%), USDA (0%). Putting down 20% avoids private mortgage insurance (PMI) but isn't required. Many first-time buyer programs offer down payment assistance.
What credit score do I need to buy a home?
Minimum scores vary: FHA requires 580 (3.5% down) or 500 (10% down). Conventional loans typically need 620+. VA loans have no official minimum but most lenders want 620+. Higher scores get better interest rates.
How long does the mortgage process take?
From application to closing typically takes 30-45 days. Pre-approval can happen in 1-3 days. Delays are usually caused by appraisal issues, missing documentation, or title problems. Being prepared speeds up the process.
Should I get pre-approved before house hunting?
Absolutely. A pre-approval letter shows sellers you're a serious, qualified buyer. In competitive markets, offers without pre-approval are often not even considered. It also clarifies your budget before you fall in love with a home.
Ce que disent nos clients
Ne nous croyez pas sur parole — écoutez nos clients satisfaits.
“They found us a rate 0.75% lower than our bank offered. Over 30 years, that saves us over $40,000. It literally paid to shop around.”
Amanda Taylor
“As a self-employed contractor, two banks turned me down. My broker got me approved with a bank statement program at a great rate.”
Thomas Thomas
“They walked us through every step of the process. We went from thinking we couldn't afford a home to closing in 35 days.”
Jessica White
“Refinancing saved us $380 per month. They handled all the paperwork and the process was smoother than our original mortgage.”
Daniel Johnson
“I've bought four investment properties with their help. They always find the right loan product and close on time. My realtors love working with them.”
Ashley Smith
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Contactez-nous
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Téléphone
+33 1 50 48 37 80
Adresse
770 Main Street, Paris